Navigating the Insurance Maze

At Pella Regional, patients who are scheduled for surgery or who plan to have a new baby in the next nine months are asked to meet with our team to review insurance and help patient's understand the financial impact of medical services at Pella Regional.

Because today’s insurance policies come with significantly higher co-pays and deductibles, patients are likely to face larger out-of-pocket expenses for health care. Our team helps patients prepare for the cost, understand the payment process and avoid financial surprises.

For those who are planning for a surgical procedure, the specific insurance situation and the doctor’s recommended procedure will be reviewed. Then, an estimate of the out-of-pocket costs beyond what insurance will cover will be provided as well as a plan to find the best method of payment.

While having a baby is a joyous event to celebrate, it can also be a time of stress for many people as they look ahead to medical bills. Pella Regional’s team will review  individual insurance benefits and send a letter so expecting parents know what to expect. They can also set up a payment plan ahead of delivery so that the bills are more manageable once baby is born. 

For more information, call  641-628-6706.